Our Data API enables you to securely access and analyze banking data from your customer’s financial accounts through secure Account Information Service APIs. This API allows you to retrieve account details, balances, and transaction history.

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Overview

The Data API provides a comprehensive suite of endpoints to:
  • Retrieve account details and balances
  • Access transaction history
  • Get account holder information
All data access requires explicit customer consent and follows strict regulatory requirements of PSD2 and GDPR.

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Key Features

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Account Data

Account Details

Get detailed account information including account type, bank, identifiers and account holder name (if available)

Real-time Balances

Access and refresh current and available balances across all connected accounts

Transaction History

Retrieve detailed transaction data including amounts, timestamps, and references

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Simple Customer Flow

Data Sessions

Create a data session to let Ivy take care of the complexity of authentication flows for ~5000 banks.

Secure Bank Connections

Customer data is securely accessed with bank-level security and according to PSD2 and GDPR.

Returning Customers

Leverage Ivy’s customer network to simplify returning customer journeys across Account Information and Payment Initiation flows.

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Getting Started

To start using the Data API, you’ll need to:
1

Register Your Application

Create an application in our developer portal and get your API credentials
2

Implement User Journey

Add our consent flow to your application to enable secure bank connections
3

Start Making Requests

Begin retrieving account and transaction data through our API endpoints