<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
    
  <url>
    <loc>https://docs.getivy.de/api-reference/bank/list-banks</loc>
    <lastmod>2026-04-29T09:02:53.966Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/bank/retrieve-a-bank</loc>
    <lastmod>2026-04-29T09:02:53.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/bank/search-a-bank</loc>
    <lastmod>2026-04-29T09:02:53.953Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/banking/retrieve-account-balance</loc>
    <lastmod>2026-04-29T09:02:54.238Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/capabilities/retrieve-your-capabilities</loc>
    <lastmod>2026-04-29T09:02:54.151Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/checkout/create-a-checkout-session</loc>
    <lastmod>2026-04-29T09:02:54.061Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/checkout/expire-a-checkout-session</loc>
    <lastmod>2026-04-29T09:02:54.073Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/checkout/retrieve-a-checkout-session</loc>
    <lastmod>2026-04-29T09:02:54.085Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/customer/create-a-customer</loc>
    <lastmod>2026-04-29T09:02:53.881Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/customer/delete-a-customer</loc>
    <lastmod>2026-04-29T09:02:53.926Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/customer/retrieve-a-customer</loc>
    <lastmod>2026-04-29T09:02:53.896Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/customer/search-customers</loc>
    <lastmod>2026-04-29T09:02:53.911Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/customer/update-a-customer</loc>
    <lastmod>2026-04-29T09:02:53.940Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/deposit/retrieve-a-deposit</loc>
    <lastmod>2026-04-29T09:02:54.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/fx/execute-fx</loc>
    <lastmod>2026-04-29T09:02:54.013Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/fx/retrieve-exchange-rate</loc>
    <lastmod>2026-04-29T09:02:53.989Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/fx/retrieve-fx-details</loc>
    <lastmod>2026-04-29T09:02:54.001Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/order/create-an-order</loc>
    <lastmod>2026-04-29T09:02:54.109Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/order/expire-an-order</loc>
    <lastmod>2026-04-29T09:02:54.121Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/order/retrieve-an-order</loc>
    <lastmod>2026-04-29T09:02:54.097Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/payout/create-a-payout</loc>
    <lastmod>2026-04-29T09:02:54.293Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/payout/list-payouts</loc>
    <lastmod>2026-04-29T09:02:54.281Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/payout/payout-available-balances</loc>
    <lastmod>2026-04-29T09:02:54.254Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/payout/retrieve-a-payout</loc>
    <lastmod>2026-04-29T09:02:54.269Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/refund/create-a-refund</loc>
    <lastmod>2026-04-29T09:02:54.305Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/refund/retrieve-a-refund</loc>
    <lastmod>2026-04-29T09:02:54.317Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/return/create-a-return</loc>
    <lastmod>2026-04-29T09:02:54.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/return/retrieve-a-return</loc>
    <lastmod>2026-04-29T09:02:54.032Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/subaccount/create-a-subaccount</loc>
    <lastmod>2026-04-29T09:02:53.868Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/subaccount/retrieve-a-subaccount</loc>
    <lastmod>2026-04-29T09:02:53.855Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/transactions/list-transactions</loc>
    <lastmod>2026-04-29T09:02:54.330Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/vop/verify-payee-bank-account</loc>
    <lastmod>2026-04-29T09:02:54.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook-subscription/create-a-webhook-subscription</loc>
    <lastmod>2026-04-29T09:02:54.188Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook-subscription/delete-a-webhook-subscription</loc>
    <lastmod>2026-04-29T09:02:54.199Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook-subscription/list-webhook-subscriptions</loc>
    <lastmod>2026-04-29T09:02:54.176Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook-subscription/ping-a-webhook-subscription</loc>
    <lastmod>2026-04-29T09:02:54.163Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook-subscription/update-a-webhook-subscription</loc>
    <lastmod>2026-04-29T09:02:54.211Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhook/trigger-a-specific-webhook</loc>
    <lastmod>2026-04-29T09:02:54.138Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/checkout_session_completed</loc>
    <lastmod>2026-04-29T09:02:54.481Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/checkout_session_created</loc>
    <lastmod>2026-04-29T09:02:54.436Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/checkout_session_expired</loc>
    <lastmod>2026-04-29T09:02:54.469Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/checkout_session_updated</loc>
    <lastmod>2026-04-29T09:02:54.456Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/data_session_completed</loc>
    <lastmod>2026-04-29T09:02:54.730Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/depositreceived</loc>
    <lastmod>2026-04-29T09:02:54.535Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/fxfailed</loc>
    <lastmod>2026-04-29T09:02:54.572Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/fxinitiated</loc>
    <lastmod>2026-04-29T09:02:54.547Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/fxsucceeded</loc>
    <lastmod>2026-04-29T09:02:54.559Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/merchant_updated</loc>
    <lastmod>2026-04-29T09:02:54.633Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/order_created</loc>
    <lastmod>2026-04-29T09:02:54.373Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/order_updated</loc>
    <lastmod>2026-04-29T09:02:54.386Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payout_created</loc>
    <lastmod>2026-04-29T09:02:54.743Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payout_report_requested</loc>
    <lastmod>2026-04-29T09:02:54.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payout_updated</loc>
    <lastmod>2026-04-29T09:02:54.755Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payoutfailed</loc>
    <lastmod>2026-04-29T09:02:54.518Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payoutinitiated</loc>
    <lastmod>2026-04-29T09:02:54.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/payoutpaid</loc>
    <lastmod>2026-04-29T09:02:54.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/refund_failed</loc>
    <lastmod>2026-04-29T09:02:54.658Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/refund_succeeded</loc>
    <lastmod>2026-04-29T09:02:54.644Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/refundfailed</loc>
    <lastmod>2026-04-29T09:02:54.423Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/refundinitiated</loc>
    <lastmod>2026-04-29T09:02:54.399Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/refundsucceeded</loc>
    <lastmod>2026-04-29T09:02:54.411Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/returnfailed</loc>
    <lastmod>2026-04-29T09:02:54.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/returninitiated</loc>
    <lastmod>2026-04-29T09:02:54.585Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/returnreturned</loc>
    <lastmod>2026-04-29T09:02:54.620Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/returnsucceeded</loc>
    <lastmod>2026-04-29T09:02:54.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/test</loc>
    <lastmod>2026-04-29T09:02:54.358Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/user_payoutfailed</loc>
    <lastmod>2026-04-29T09:02:54.705Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/user_payoutinitiated</loc>
    <lastmod>2026-04-29T09:02:54.678Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/api-reference/webhookeventexamples/user_payoutpaid</loc>
    <lastmod>2026-04-29T09:02:54.692Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/On-Offramp/offramp</loc>
    <lastmod>2026-03-04T14:10:08.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/On-Offramp/onramp</loc>
    <lastmod>2026-02-11T14:38:25.813Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/balances</loc>
    <lastmod>2026-03-04T14:10:08.078Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/fx</loc>
    <lastmod>2026-02-11T14:38:25.817Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/overview</loc>
    <lastmod>2026-01-28T22:53:30.489Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/payout-report</loc>
    <lastmod>2026-01-28T22:53:30.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/transaction-list</loc>
    <lastmod>2026-02-11T14:38:25.815Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/virtual-account-api-coming-soon</loc>
    <lastmod>2026-01-28T22:53:30.496Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/accounts/wallet</loc>
    <lastmod>2026-03-04T14:10:08.081Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/basics/concepts</loc>
    <lastmod>2026-02-11T14:38:25.816Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/basics/dashboard</loc>
    <lastmod>2026-01-28T22:53:30.491Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/basics/introduction</loc>
    <lastmod>2026-01-28T22:53:30.494Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/basics/test-mode-sandbox</loc>
    <lastmod>2026-01-28T22:53:30.520Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/deposits</loc>
    <lastmod>2026-03-04T14:10:08.084Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/best-practices/ecommerce</loc>
    <lastmod>2026-01-28T22:53:30.526Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/best-practices/financial-services</loc>
    <lastmod>2026-01-28T22:53:30.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/best-practices/withdrawals</loc>
    <lastmod>2026-01-28T22:53:30.522Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/failure-reasons</loc>
    <lastmod>2026-01-28T22:53:30.521Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/iframe</loc>
    <lastmod>2026-01-28T22:53:30.527Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/payment-integration</loc>
    <lastmod>2026-01-28T22:53:30.523Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/payment-status</loc>
    <lastmod>2026-01-28T22:53:30.523Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/remember-me</loc>
    <lastmod>2026-01-28T22:53:30.548Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/instant-bank-transfer/test-your-integration</loc>
    <lastmod>2026-04-29T09:03:01.160Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/mbt/best-practices</loc>
    <lastmod>2026-01-28T22:53:30.550Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/mbt/mbt</loc>
    <lastmod>2026-01-28T22:53:30.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payin/payin-intro</loc>
    <lastmod>2026-01-28T22:53:30.545Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payout/overview</loc>
    <lastmod>2026-02-04T15:16:13.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payout/payout</loc>
    <lastmod>2026-02-04T15:16:13.901Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payout/refunds-payouts</loc>
    <lastmod>2026-01-28T22:53:30.555Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payout/settlements</loc>
    <lastmod>2026-03-04T14:10:08.080Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/docs/payout/test-your-integration</loc>
    <lastmod>2026-04-29T09:03:01.202Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/api-versions</loc>
    <lastmod>2026-01-28T22:53:30.578Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/authentication</loc>
    <lastmod>2026-01-28T22:53:30.583Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/errors</loc>
    <lastmod>2026-03-08T21:47:15.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/idempotency</loc>
    <lastmod>2026-03-06T10:50:59.811Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/introduction</loc>
    <lastmod>2026-04-29T09:03:01.273Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/reference/metadata</loc>
    <lastmod>2026-01-28T22:53:30.643Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/webhook-getting-started/authentication</loc>
    <lastmod>2026-01-28T22:53:30.813Z</lastmod>
  </url>

  <url>
    <loc>https://docs.getivy.de/webhook-getting-started/introduction</loc>
    <lastmod>2026-01-28T22:53:30.805Z</lastmod>
  </url>
</urlset>